The purpose of the new and improved website and social media platforms (Twitter, blog, and Facebook) is to provide visitors, clients, and advisors with the most comprehensive overview of the ever changing marketplace within Life Settlement, Premium Finance and Insurance products. “While we have always had a strong web presence we have traditionally utilized the web as a billboard for our company, we believe with nearly 10 years of market experience we are at a place where we can provide substantial value to our clients through our updated web structure” commented Finfer. The site was updated with ICP clients in mind.

 As a leader in the Life Settlement and Insurance industry Integrity is proud to reveal our new and innovative blog. It will cover topics regarding our Life Settlement Changes, New Premium Finance and Estate Planning ideas. “As our industry continues to evolve and change we plan on using an easier information pathway to inform our clients on our company, its principals, our industry, regulatory laws, and industry events,” commented Finfer.  ICP has set out to create an information portal that allows our readers to get up to date current industry information from the inside perspective of our CEO Robert Finfer who has over 20 years of experience in the financial services industry.

 Over the past couple of years it has become clear that social networking sites such as Twitter and Facebook have the ability to launch the accessibility of businesses to a new level. At Integrity we strive to provide our clientele with the most up to date information and resources.

We look forward to you being part of our ongoing trusted brand and delivering clients the most up to date information in the most expeditious manner.

The new law amends PL 2009, c. 376, which was signed into law in June by Gov. John Baldacci. That law requires life insurers to inform individuals that there are alternatives, including life settlements, to surrendering their policy or allowing it to lapse.

The new legislation clarifies that c. 376 applies to policies with death benefits of at least $100,000, where the policy owner is at least 60 years old or is terminally or chronically ill.

“Integrity Capital Partners has seen significant growth in the last few years — a testimony to our efforts to provide services that meet our clients’ needs in the most ethical and transparent way,” said President and CEO Robert Finfer. “With years of expertise, we expect to continue experiencing financial success as our service offerings continue to exceed client expectations.”

In addition to inclusion on these Inc. magazine lists, Integrity Capital Partners has been annually recognized as one of the largest insurance companies in the Washington Metropolitan area by Washington Business Journal.

Through its secondary life insurance offerings, Integrity Capital Partners enables its customers to sell their policies to investors, allowing them to transform their unneeded or unwanted life insurance policies into lump sum cash settlements. This gives customers an opportunity to generate substantial capital from a policy that might otherwise become a wasted asset.

Additionally, Integrity Capital Partners enables its senior clientele, and agent network, to access the best Estate Planning tools in the market.

About Integrity Capital Partners, LLC

Integrity Capital Partners is a leading life insurance settlement and premium finance broker located in Bethesda, MD. Offering Life Settlement Brokering Services and Premium Finance Concepts, Integrity extends E&O Coverage to all of its producer clients and is a proud member of NAIFA, LISA and an MDRT “Top of the Table” producer. For more information about Integrity Capital Partners, call 1-866-500-7850 or email us at info@integrityp.com.

Integrity Capital partners is a leading broker of the life settlements and other premium financing programs. We are one of the prominent members of Localization Industry Standards Association (LISA) and National Association of Insurance and Financial Advisors (NAIFA).

Our Principal Robert E. Finfer is the honorable producer of the trade association Million Dollar Round Table (MDRT). It extends in 32 states and extends to E&O coverage. With an excellent commitment to work ethics, it continues to have access to the best financial and institutional funding from United States and abroad.

We have a strong industry expertise that allows for the in depth analysis of any policies like the traditional life settlement, recourse and recourse premium financed policies, contestable policies, bridge financing on policies with the existing loans, rescue programs on policies facing the lapse status and the small face programs for clients having realistic expectations.

In addition to these services we have introduced a real worth program called as the “Term it around”. This program is targeted towards the insurance policy owners who are aged between 56 to 75 years; the policy in question needs to be over 2 years. The policy which is issued at a price less than the standard will not be entertained in the pricing model. The payouts of the policy will be around 1-3% of the face value of the policy.

The nature of our work will be basically performance of agency functions. Some of the distinct characteristics with our deal are as follows: We adhere strictly to the “No shop policy” i.e. we do not entertain any transactions that have been dealt by any brokers or intermediaries.

Out of our rich experience over 8 years we believe to the fact that dealing with complete transparency is the key for the production of best results.

ICP was given the task of evaluating the viability and continued ownership of life insurance policies owned by X-Rite that were placed upon the lives of X-Rite founders who are no longer involved with the company. The life insurance policies ranged between $5 million and $20 million in face value. ICP marketed the policies to nearly 40 institutional capital sources in an effort to achieve the best possible price for X-Rite, Inc.

“We were excited to have been able to achieve a valuation in excess of 50% over the cash surrender value for X-Rite on the policies that were sold,” commented Robert Finfer, CEO of Integrity Capital Partners. “By removing the policies from X-Rite’s balance sheet, the company received a cash payout of approximately $20.6 million and freed up its ongoing obligation to pay the costly insurance premiums for these policies which were in excess of $6.7 million annually.”

“We are always excited when we see a financial transaction of this type provide such a great result for the client, and it’s always great to work with organizations like X-Rite who are wiling to utilize unique and very creative ways of increasing a company’s cash position,” Finfer said.

“Robert Finfer’s facilitation of this life settlement transaction was a key part of the overall recapitalization of X-Rite,” said David Rawden, CFO of X-Rite. “He was able to exceed our expectations in a very difficult economic environment.”

This untraditional way for companies to increase cash and eliminate the costly expense of premiums through life settlements is likely to become more common as companies become more familiar with how this type of transaction can maximize the value of their assets.

About Integrity Capital Partners

Integrity Capital Partners (http://www.integrityp.com) is a leading life insurance settlement and premium finance broker located in Bethesda, MD. Offering Life Settlement Brokering Services and Premium Finance Concepts, Integrity extends E&O Coverage to all of its producer clients and is a proud member of NAIFA and LISA, as well as an MDRT “Top of the Table” producer. Integrity Capital Partners was recently ranked as the 2nd fastest growing insurance related company in the U.S. by Inc. magazine, and is recognized annually as one of the largest insurance companies in the Washington Metropolitan area by the Washington Business Journal.