Information for Estate Planners
Life Insurance and Life Settlement Information for Estate Planners
The secondary market for life insurance policies is providing estate planners with an additional tool to serve their high net worth senior clients. As estate planners develop strategies to ensure that assets are transferred in accordance with the wishes of their clients, they are faced with many questions such as:
- How to ensure that a family business stays in the family
- How to ensure that each beneficiary’s specific needs are met
- What taxes will the beneficiary of the client’s life insurance policy have to pay?
- What are the client’s wishes regarding charitable giving?
- Has the client’s circumstances changed to the extent that a life insurance policy is no longer necessary?
- But perhaps the most important question is: “Would the proceeds from a Life Settlement help the client provide more effectively for the distribution of their estate?”
Due Diligence
Not only are estate planners encouraged to perform due diligence as it relates to recommending a Life settlement evaluation for their clients as a financial planning tool, but they will also be expected to perform due diligence on the brokers and firms handling the Life Settlement transactions.
Working with Integrity Capital Partners
Integrity Capital Partners is a national leader in the Life Settlement marketplace. The principals have specialized in providing this unique service since the inception of the industry in 2000, and currently are members of the Life Insurance Settlement Association (LISA). National Association of Insurance and Financial Advisors (NAIFA), and an INC 500 member,
We are dedicated to offering estate planners and policy owners with the highest levels of service. Our network of funding partners coupled with our volume and reputation help’s to promote the highest value for the client’s life insurance policy.
